Critical and Disability Insurance

Eligibility:
- Employees must be .5 full time equivalency or greater to be eligible for this plan.
- Dependents only covered if employee is insured
100% Employee paid
Plan Highlights
Benefit amount:
- Employee: $5,000 to max $30,000 in increments of $5,000
- Spouse: $5,000 to max $30,000 in increments of $5,000, not to exceed employee amount
- Dependent Child(ren) to age 26: 100% of employee coverage. They are automatically covered at no additional cost.
Guaranteed Issue:
- Employee: $30,000
- Spouse: $30,000
- Child: All child amounts are guaranteed issue
For amounts over GI, use this checklist to prepare
- Complete your Evidence of Insurability (EOI) questions .
- Use Access code: 4CMNZ8B
- Reach out to the benefits manager with questions
Additional information
- Be Well Benefit
- How to File a Claim
- Reliance Standard Wellness Benefit

Eligibility: All regular full-time employees with Full-Time Equivalency (FTE) of .75 or greater.
Long Term Disability is an insurance policy designed to provide an income replacement benefit in the event that an eligible employee cannot work because of a covered illness or injury. Benefits can begin after 150 days of continuous disability.
Coverage is employer paid
Plan benefit is 66.6667% of basic monthly earnings to max of $8,000 per month.
Plan highlights
Additional Information

Eligibility: employees with a .5 or greater FTE
Benefits begin on the 15th consecutive day of disability, at the end of elimination period and continue while you are disabled up to the max benefit duration (20 weeks).
Coverage is employee paid
Plan Highlights with rates
If you did not apply when first eligible and now want to elect coverage, you will need to answer medical questions. Use this checklist to prepare.
- Complete your Evidence of Insurability (EOI) questions .
- Use Access code: 4CMNZ8B
- Reach out to the benefits manager with questions

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